We require that our participants purchase travel medical insurance for their trip and highly recommend plans that also protect your tuition investment. We recommend plans from Travel Guard, one of the industry’s leading providers of travel insurance plans. 

Reasons to purchase travel insurance:

1. Comprehensive Medical Insurance
   Many health insurance policies do not cover international medical evacuation or specific injuries. For example, scuba accidents are often excluded in medical coverage.
2. International Coverage
   Many health insurance policies will not cover costs incurred outside of the USA or international emergency medical transportation costs. In particular, emergency medical transportation costs are typically very expensive.
3. Primary Medical Coverage with No Deductible
   The "My Travel Guard” plan offers primary medical and evacuation coverage with no deductible if you purchase those upgrades.
4. Protect Your Investment
   Because of the seasonal nature of our programs, we cannot refund deposit or tuition fees due to cancellation for any reason. Trip insurance can protect your tuition investment in the event that a medical problem or family emergency prevents your son or daughter from participating. The “My Travel Guard” plan also has a Cancel for Any Reason upgrade that provides 75% reimbursement if you cancel for any reason up to 48 hours before trip departure (upgrade must be purchased within 15 days of initial trip deposit). The “Pack N Go” plan does not cover any reimbursement for trip deposit or tuition.
5. Reasonably Priced Options
   It's inexpensive! Plans start at $50 and increase as dictated by the amount of tuition and medical coverage you choose.

Which Travel Guard Plan is best for you?

We recommend the plan 'My Travel Guard.' Alternatively, the minimum coverage we require is the 'Pack 'N Go' plan.

My Travel Guard

This plan allows you to build your own travel insurance policy, so you can choose the coverages and limits that meet your needs. Automatic coverage includes trip cancellation, medical and emergency evacuation expenses. Optional coverage upgrades include increased medical, evacuation, and baggage coverages. If purchased within 15 days of your deposit, you may also add cancel for any reason up to 48 hours before your trip departure and pre-existing conditions coverage.

Click here to sign up for the My Travel Guard plan now. Start with the base plan, then choose the optional coverages and limits that you want.

The base plan includes:

• Trip Cancellation: Trip Cost
  Provides trip tuition coverage when you choose to cancel your trip for a covered reason (usually medical).
• Trip Interruption: Trip Cost
  
• Lost, Stolen, or Damaged Baggage: $500
  
• Medical Expenses: $10,000
  
• Emergency Medical Transportation: $100,000
  

Recommended upgrades:

• Cancel for Any Reason: Provides reimbursement of up to 75% of the Trip Cost when you cancel up to 48 hours prior to departure.
• Coverage for Pre-Existing Medical Conditions (recommended if student has a pre-existing medical condition like asthma; called “Coverage for Terrorism, Financial Default, Pre-Ex”)
• Medical Expense Upgrade: WE HIGHLY RECOMMEND UPGRADE TO PRIMARY COVERAGE.
• “Hospital of Choice” Evacuation Upgrade: The Hospital of Choice Evac Upgrade will medically transport the insured home or to the hospital of your choice.
• Adventure Sports Coverage (recommended only for UWD, UDA, UDE, GV, DM, DIP, DMI): Provides coverage for water skiing which is excluded in standard coverage. Provides trip interruption, medical evacuation, and medical expense benefits for losses caused by sports activities typically excluded in travel insurance plans, including water skiing.
• Baggage Upgrade

Pack 'N Go

Recommended as a minimum level of coverage if you are not concerned about forfeiting the trip tuition if you have to cancel or interrupt your trip (our tuition is non-refundable for any reason). Provides primary medical and emergency transportation coverage but NO trip cancellation insurance. Does not cover pre-existing conditions.

Click here to sign up for the Pack 'N Go plan now.

• $25,000 medical expenses
• $300,000 emergency medical transportation
• Valid only for trips up to 21 days in length

Details you’ll need to purchase travel insurance

• Read the DOC (Description of Coverage) for detailed information.
• Destination country (Example: Netherlands Antilles for UWD, UDA, UDE, ARC, CMR, MBV)
• Dates of travel
• Date of initial deposit (found on your statement of account)
• Broadreach or agent id number: 5262
• Airline carrier name (See below or select ‘none’ and call Travel Guard within 15 days of booking your flight)

Australia Down Under:	Qantas
Adventure Brazil:	American (international), Tame (domestic)
Adventure Peru:	Lan Peru
Baja Extreme:	Continental
Dolphin Studies:	American (no required group flight)
Fiji Solomon Quest:	Air Pacific
Honduras Eco-Adventure:	Taca
Immersion China:	Continental
Immersion Costa Rica/Nicaragua:	Continental
Immersion Ecuador:	American
Immersion France:	Air France
Immersion Mexico:	Continental
Marine Biology Adventure:	Choose "unlisted" and at prompt type "Twin Air"
Sinai Experience:	Air France
Shark Studies:	Air Pacific
Wilderness & Traditional Medicine:	American (no required group flight)

 

Washington Residents and non-US participants please note: Residents of Washington State are not eligible to purchase the “My Travel Guard” or “Pack 'N Go” plans. The plan options we recommend for you are “Cruise, Tour and Travel”, “Protect Assist” and “Worldwide Health” (listed in order from most comprehensive to least). For those living outside of the United States, we recommend the “Worldwide Health” plan. Please go to www.travelguard.com or call our office for more information.